Stephen Covey, whose book 7 Habits of Highly Effective People became a seminal guide to leadership, died this morning.

In a statement, the family said Covey died due the "residual effects" of a biking accident he suffered in April. He was 79.

The Salt Lake Tribune gives us a bit of his biography:

The Food and Drug Administration has given the first OK for a drug to prevent HIV infection.

The daily pill Truvada, made by Gilead Sciences, combines two medicines that inhibit the reproduction of HIV. It's been a mainstay in the treatment of HIV/AIDS for years, and as of today is an approved option for reducing the risk of HIV infection for people at high risk.

The U.S. Naval Forces Central Command said its Fifth Fleet based in Bahrain had opened fire on a speeding vessel off the coast of Dubai today.

In a press release, the Fifth Fleet said a small motor vessel disregarded warnings and approached the USNS Rappahannock. A security team about the Navy vessel "used a series of non-lethal, preplanned responses to warn the vessel before resorting to lethal force."

The team aboard the vessel fired using a .50-caliber machine gun.

The AP reports:

Last Thursday, the interest rate on 30-year mortgages dipped to its lowest level ever: 3.56 percent.

There are shark encounters you may laugh at — such as the one we posted about last week. The reactions of a young woman and man when a bull shark steals a fish from the end of her line are wonderful.

Then there are the stories that are no laughing matter — such as those coming in recent days from western Australia.

Instead of staying on until his retirement in October, it was reported this morning that Florida A&M University President James Ammons' resignation will be effective immediately.

Republican and Democratic strategists tell NPR that most of the estimated $4 billion to be spent by the campaigns, political action committees and others on the 2012 presidential race will make no difference in the outcome.

Good morning.

Our early headlines:

-- New Week, Same Argument: Romney, Obama & Who's Being Dishonest.

-- Military Chief's Removal, Rise In Hemlines: Hopeful Signs In North Korea?

Less than a week after all the tea-reading over what, if anything, it means that Korean leader Kim Jong Un may have a love in his life, now there are these stories to ponder: