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Why are Black borrowers denied mortgages at a higher rate than whites?

 an open door to a new home with key in the lock with a home-shaped keychain.
MihailDechev
/
iStockphoto
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Black households are underrepresented in the mortgage lending process, and Black borrowers are denied mortgages at a higher rate than white borrowers, regardless of their incomes.

Those are some of the findings in a new report by Housing Opportunities Made Equal.

RELATED: Large disparities continue in mortgage and housing markets, report says

On Cincinnati Edition, we discuss the report’s findings and how one local bank explains its lending procedures.

Guests:

  • Elisabeth Risch, executive director, Housing Opportunities Made Equal
  • Al Rosser, board chair, Greater Cincinnati Realtist Association

This segment includes select music from Blue Dot Sessions (www.sessions.blue).

Ways to listen to this show:

  • Tune in live at noon ET M-F. Call 513-419-7100 or email talk@wvxu.org to have your voice heard on today’s topic.
  • Catch the replay on 91.7 WVXU and 88.5 WMUB at 8 p.m. ET M-F.
  • Listen on-demand. Audio for this segment will be uploaded to this page by 4 p.m. ET., or subscribe to our podcast.
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