Dania Palanker wanted to find out what kind of short-term health insurance plan she could get, a plan that only lasts for three months and can cost much less than some Obamacare exchange plans. On a website, she plugged in her age, 43, and listed her location as Louisville. Of the results, Palanker said one of the seemingly better plans costs $393 a month, which she said is much cheaper than she could get on an Obamacare exchange.